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Disability Insurance Claim and SettlementThe types of disability insurance claims we represent include:
Disability Insurance is an important means of protection against huge financial losses due to illness or injury. Whether you're a professional, business owner or an employee, you pay into this disability protection every month in the event something happens to prevent you from making a living. Ironically, when you do become disabled, many insurance companies have a hard time making good on the claims, and all too often, deserving individuals are denied benefits. Whether it is a percentage of income or a set amount, most disabled men and women will have to fight to get all the money they need and deserve. Cutting through the red tape can be time consuming and difficult. Contacting an experienced disability insurance claims lawyer can save you time, money and headaches and help alleviate unfair insurance practices. Bringing a law suit against insurance companies who deny rightful disability claims can be a necessary step in improving or maintaining quality of life for you and your family. The lawyers at David Share Associates will fight to get you the money you need when you need it. If the insurance company does make you a monetary offer, and you suspect you may be entitled to a greater amount, it is always a good idea to have an experienced lawyer look over your policy.
When a disability claim is denied, the insurance company may be held
responsible for
breach of contract or
bad faith .
Breach of Contract When a breach of contract suit is filed, the disabled plaintiff claims that the insurance company is not following through with contractual duties. Policyholders may collect benefits due plus incidental damages. In order to win a breach of contract claim, the disability lawyer must demonstrate to the court that his client is in fact disabled under the stipulations of the policy, and also that the insurance company wrongly denied benefits. Because the contract language can be elaborate and convoluted, it is important to have an experienced disability insurance litigator on your side. Bad Faith A bad faith claim against an insurance company states that the insurance company failed to "act in good faith" when evaluating the clients disability claim. By law, insurance companies must demonstrate good faith through fair and comprehensive attention and evaluation of each claim. A disabled client's lawyer must prove to the court that the insurance company denied the benefits claim, or paid out an inadequate amount, for unfounded reasons. A bad faith lawsuit can result in payment of denied benefits, interest, damages and lawyer's fees. Infliction of Emotional Distress and Fraud After a disability lawyer effectively shows the insurance company acted in bad faith, he or she may then make a claim that the client suffered emotional distress due to the insurance companies denial of the claim. With an emotional distress claim, a disabled policyholder may ask for punitive or exemplary damages above and beyond the disability award. Statutes of Limitation Your rights to fight against a denial of benefits may expire after a certain period of time. If you believe that an insurance company has wrongfully denied your disability insurance claim you should contact David Share Associates as soon as possible. At David Share Associates, we represent a large number of clients who have been denied benefits under either a group disability insurance policy or a private (own / occupation) policy. In disability law It is important that you keep organized medical records of your illness or injury for review by your lawyer for successful evaluation of your entitled benefits. Our disability lawyers have a thorough understanding of the legal and medical issues involved in the complex field of disability insurance law. |
TestimonialsI appreciated the very thorough and efficient way your company handled my case. My initial telephone call to your office, I spoke to Volker Triebe. Volker was very knowledgeable and helpful. He made me feel comfortable about approaching your company for the legal help I needed.
"I found David Share Associates is a very professional and well organized law firm. They are as eager to settle the case as the plaintiff is, but they do thorough research and provide the best possible service."
"I want to thank you for taking the case since our income consists of my pension only. I realize that your fee is worth every penny and let the truth come out. I can be helpful, but it is lawyers like your office, David Share Associates, that makes the difference. It was Bill M. who gave me your name and address who had a stroke and you won his case."
Professional, understanding and compassionate which makes you feel comfortable about what they’re doing .
Free Disability Claim GuideFOR YOUR FREE COPY OF:'Benefits Denied: What To Do When Your Insurance Company Denies Your Disability Claim' Please fill in the form below |
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