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Disability Insurance Disputes - Business OverheadBusiness overhead insurance disputes can be crucial to the long-term success of a small business, partnership or professional practice. When a disability suit occurs, the business owner is hit hard with expenses, all the while losing valuable income from the halting of the business. Many businesses are forced into failure each year because they were denied valid business overhead insurance claims from their insurance companies. When a founder or key employee becomes totally or partially disabled, the business may be in jeopardy. Business insurance is purchased to prevent major loss in the event something bad does happen, but will your insurance company live up to its end of the bargain, or will they deny your claim? Business overhead insurance is a limited type of insurance that should pay benefits for a defined period of time (often up to two years). Without this assistance, it is unlikely that a disabled business owner can maintain expenses long enough to recover and get the business back on its feet. In a partnership, each partner may be covered under a separate policy, based on individual expenses. When an insurance company denies a business overhead insurance claim, the insured's lawyer must demonstrate to the court that the plaintiff is legally disabled under the terms of the contract and that expenses requested as an award were incurred during the time of disability. Your lawyer can help you interpret your policy and determine exactly what benefits you are entitled to. Depending on your unique policy, your elimination period, waiver of premium, choice of monthly benefit amount, choice of benefit periods and additional benefits should be reviewed and thoroughly explained. At Share Lawyers, our disability overhead insurance lawyers are ready to fight to get you all the benefits you need and deserve to maintain a successful business. There are time limits to all business disability insurance disputes and any delay in proceeding may be subject to a deadline. You should not delay in proceeding with your claim or obtaining legal advice to clarify these deadlines. Business Overhead Insurance Disputes FAQs |
Testimonials"My experience with Share Lawyers was very good. The staff did its best under the circumstances."
My life was in turmoil during my illness. I lost everything because my insurance company would not pay my claim. David Share helped me get what I was entitled to and I can now start my life again and concentrate on getting better.
Your firm gave me peace of mind the moment you accepted my case. I had confidence in you. I was very pleased with the courtesy and professionalism. It was a very pleasant and satisfying experience.
DSA were very understanding and informative. They made the situation stress free and I was very pleased with the results.
Free Disability Claim GuideFOR YOUR FREE COPY OF:'Benefits Denied: What To Do When Your Insurance Company Denies Your Disability Claim' Please fill in the form below |
