Critical Illness Insurance

Statistics estimate that one in four Canadians will suffer a critical illness by age 65, and the costs associated with critical illness continue to rise. critical illness insurance is designed to protect policyholders who may become critically ill or injured. Whether you are single, have a family, work as an employee, or own your own business, critical illness insurance benefits can be crucial to your financial survival.

Critical illness insurance should provide a lump-sum tax-free benefit to policyholders who are critically disabled under the provisions of the contract. But when the insurance company denies a much needed claim, families are faced with overwhelming financial pressure. The experienced critical illness insurance lawyers at David Share Associates can help you get the benefits your family needs to seek the best treatment available and pay ongoing living expenses. Unlike disability insurance, the critically injured party is allowed to collect benefits whether or not the injury is temporary or permanent.

Critical illness insurance may cover heart attack, stroke, cancer, multiple sclerosis, blindness, Alzheimer's disease, Parkinson's Disease, coma, aortic surgery, renal failure, severe burns, paralysis, deafness and others.

Critical illness insurance claims can be very difficult to collect if the insurance company denies a claim, particularly because the actual policyholder is critically ill, and cannot readily assist in the investigation.

If a family member has become critically ill, and the critical illness insurance claim is being denied, you need steady, compassionate advice from the experienced lawyers at David Share Associates. We'll assist you in navigating your way to a fair and equitable resolution of your claim with patience and skilled legal strategy.

There are time limits to all critical illness insurance claims and any delay in proceeding may be subject to a deadline. You should not delay in proceeding with your claim or obtaining legal advice to clarify these deadlines.

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