Critical Illness Insurance
If your Critical Illness claim has been denied, you should contact us immediately to see whether we can pursue a claim on your behalf or on behalf of a family member.
Our lawyers have experience with all of the issues that arise with respect to a denied Critical Illness claim, including denials based on misrepresentation and denials based on the diagnosed illness not meeting the definition of the Critical Illness under the applicable policy.
Critical Illness Insurance provides for a lump sum payment from an insurance company in the event that you are diagnosed with a defined critical illness. The policies contain a list of the covered critical illnesses along with a description or definition of the severity of the illness required in order to qualify for the payout of the lump sum payment. We'll assist you in navigating your way to a fair and equitable resolution of your claim with patience and skilled legal strategy.
There are time limits to all critical illness insurance claims and any delay in proceeding may be subject to a deadline. You should not delay in proceeding with your claim or obtaining legal advice to clarify these deadlines, as waiting too long might mean your claim cannot be pursued at all.
Statistics estimate that one in four Canadians will suffer a critical illness by age 65, and the costs associated with critical illness continue to rise. Critical illness insurance is designed to protect policyholders who may become critically ill or injured. Whether you are single, have a family, work as an employee, or own your own business, critical illness insurance benefits can be crucial to your financial survival.
Critical illness insurance may cover heart attack, stroke, cancer, multiple sclerosis, blindness, Alzheimer's disease, Parkinson's disease, coma, aortic surgery, renal failure, severe burns, paralysis, deafness and other illnesses not specifically set out here.
Critical Illness Insurance FAQs
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