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Long Term Disability Benefits

Employers often offer Group Benefit Plans that include long term disability benefits and provide some guidance to employees on how to submit a claim.

For professionals who own their own policies, maneuvering through the red tape to file a disability claim, and prove to the insurance company that it is valid, can be comparatively more difficult.

Private disability plans in Canada pay benefits after the expiration of a waiting period of usually between 30 - 90 days or longer depending on the particular policy. Many private policies provide for long term benefits, in the event that the policy holder is totally disabled from their own occupation.

For younger policy holders, it can be even more difficult to get insurance companies to agree to long term disability benefits, as the length of time they are paying out benefits will be longer.

Many cases are resolved by negotiating a lump-sum settlement as both the policy holder and the insurance company prefer to end their ongoing relationship in exchange for a mutually agreeable compromise.

Hiring David Share Associates to help you secure all the long term benefits you deserve can make all the difference. Our skilled lawyers can successfully maneuver through the red tape to simplify your policy and interpret it to your advantage. For peace of mind, and maximum long term disability benefits when you need them, turn to David Share Associates based in Toronto and throughout Ontario.

There are time limits to all long-term disability claims and any delay in proceeding may be subject to a deadline. You should not delay in proceeding with your disability claim or obtaining legal advice to clarify these deadlines.

Long Term Disability FAQs

Testimonials

"I want to express my deepest appreciation for the successful outcome of my case. Thank you very much for taking up my case and fighting for helpless people like me."
"I am forever in your debt for taking on my case. I'm sure Great West Life would have dragged my case on for years until I got frustrated and quit out of anger and frustration. If I didn't have David Share Associates representing my interests, a satisfactory conclusion would have never happened."
"Thank you for all the advice, for keeping in touch throughout the process and giving me hope at reasoning with a HUGE insurance company. I am just a number to the insurance company, but was NEVER treated as a number, or as a case file, by anyone at David Share Associates."
The experience was professional, courteous and helpful. All staff answered my questions well and in a timely manner.

Free Disability Claim Guide

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'Benefits Denied: What To Do When Your Insurance Company Denies Your Disability Claim'

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