FAQ - Accidental Death & Dismemberment
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A: Accidental death and dismemberment coverage provides benefits to
victims and their family only in the case of an accident. Contrary to
life insurance policies, accidental death and dismemberment policies do
not cover policyholders who become ill or die due to natural causes. |
A: A "covered accident" that is eligible to pay out benefits must occur
while the policyholder is under contract. The covered accident must
also qualify as an acceptable injury or death due to accident. Natural
sickness or disease not related to an injury, or injuries resulting
from medical or surgical treatment are not considered "covered
accidents." |
A: The base benefit amount refers to the amount of benefits your family
may collect in the event of accidental death. Depending on the
provisions of your policy, family members may be entitled to extra
benefit amounts in addition to the base benefit. |
A: For dismemberment claims, a legal "loss" is usually defined as a
severed limb, such as a leg or arm, or a severed hand or finger. A
"loss" may also be defined through loss of sight, hearing or speech.
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A: If your claim has been denied contact us to determine whether your claim has a chance of winning. |
A: David Share Associates does not require a down payment or retainer from
its accidental death and dismemberment insurance clients. Our lawyers
operate on a contingency fee basis, where all costs are covered up
front by our firm, and the lawyer collects his or her fee only in the
event of a recovery. |
A: There are time limits to all disability claims and any delay in
proceeding may be subject to a deadline. You should not delay in
proceeding with your claim or obtaining legal advice to clarify these
deadlines. |
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Testimonials
"I was very pleased with the courtesy and professionalism which I was shown. All aspects of my case were clearly explained. Telephone calls were returned promptly, and my questions were answered courteously.
"I found David Share Associated to be a jewel in the wilderness of big business. David himself met me on our first meeting and after listening patiently, he offered sound advice, made me feel comfortable, and rekindled my hope for a fair settlement."
My health claim was rejected by the insurance company numerous times. Mr. Share was recommended and I saw him, with little hope of success in my mind.
My experience was professional and honest. The staff was very helpful and qualified. I have no concerns with the service, so I see no reason for improve. To all the staff at DSA, thank you and keep up the good work.
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