FAQ - Mortgage Insurance Claims

Q: What will mortgage disability insurance compensate me for if I become disabled?

Q: What other mortgage protection is available?

Q: Why is it important to get my insurance company to pay my mortgage insurance benefits as soon as possible?

Q: Do I need a lawyer to handle my mortgage insurance dispute?

Q: How much will my lawsuit against the insurance company cost?

Q: Are there any deadlines that I should be concerned about?

Q: What will mortgage disability insurance compensate me for if I become disabled?

A: Mortgage disability insurance is insurance that pays your monthly mortgage payment or pays off your entire mortgage in the event that you become disabled.

Q: What other mortgage protection is available?

A: Insurance protection is available to pay all or part of your mortgage if you die, become disabled or are diagnosed with a critical illness.

Q: Why is it important to get my insurance company to pay my mortgage insurance benefits as soon as possible?

A: When a disability occurs, your income is suddenly halted and you are forced to make ends meet by pulling from savings, cashing in stocks or investments, selling off assets, or risk losing your house business, or practice. Getting immediate benefits is crucial in maintaining financial stability for you and your family.

Q: Do I need a lawyer to handle my mortgage insurance dispute?

A: Once your claim is denied , it is sensible to contact a lawyer experienced in mortgage insurance disputes to assess your claim.

Q: How much will my lawsuit against the insurance company cost?

A: David Share Associates does not require a down payment or retainer from its mortgage insurance clients. Our lawyers operate on a contingency fee basis, where all costs are covered up front by our firm, and the lawyer collects his or her fee only in the event of a recovery.

Q: Are there any deadlines that I should be concerned about?

A: There are time limits to all claims and any delay in proceeding may be subject to a deadline so you should not delay in proceeding with your claim or obtaining legal advice to clarify these deadlines.